What It Costs

Card Order and Activation Fee Free
Plan Fee $5.95/ month
Purchase Transaction Fee Free
Adding Money to Your PIVOT Visa Card
Loadhub Load (Charged at the time of load/reload available at participating Canada Post locations) $3.95
Visa Direct, through participating Banks Free
Withdrawing Money from Your PIVOT Visa Card
ATM Domestic Cash Withdrawal Fee $3
ATM International Cash Withdrawal Fee $3
ATM Domestic Non Monetary (e.g.. decline or balance inquiry) $1
ATM INT’L Non Monetary (e.g.. decline or balance inquiry) $1
International Exchange Rate bank rate + 3%
Interac eTransfer $1.50
Card to Card Transfer, between PIVOT Cardholder accounts only Free
Managing Your Account
Online Transaction Activity Access via www.PIVOTCARD.ca Free
Live Customer Support $2.00 per call
Card Replacement Fee $9.95
Card Cancellation & Refund Fee $10
Negative Balance Fee $10
Inactivity Fee after 6 months in a dormant state with no transactions, excluding a fee, regardless of account status. $25
Max Transaction Load Amount-via Loadhub $500
Max Transaction Amount-via Interac e-Transfer $250
Max Daily Amount-via Interac e-Transfer $500
Max Daily Load Amount-via Loadhub $2,000
Max Daily Spend Amount $2,500
Max Daily ATM Withdrawal $250
Max Weekly ATM Withdrawal $250
Max Balance on PIVOT Account $5,000