What It Costs

Choose the plan that’s right for you:

General Monthly Annual
PIVOT™ Visa® Prepaid Card Cost $10 $10
Activation Fee Free Free
Plan Fee $5.95/ month $59.95/ year
Upgrade to Personalized Card $9.95 Free
Purchase Transaction Fee Free Free
Adding Money to Your PIVOT™ Visa® Prepaid Card Monthly Annual
PIVOT LOAD Voucher Fee* $3 $3
Online Banking Load** Free Free
Interac Online Transfer Free Free
Withdrawing Money from Your PIVOT Card Monthly Annual
ATM Domestic Cash Withdrawal Fee $3 $3
ATM International Cash Withdrawal Fee $3 $3
ATM Domestic Non Monetary (e.g., decline or balance inquiry) $1 $1
ATM INT’L Non Monetary (e.g., decline or balance inquiry) $1 $1
International Exchange Rate bank rate + 3% bank rate + 3%
Managing Your Account Monthly Annual
Online Statements Free Free
Live Customer Support Free Free
Card Replacement Fee $9.95 $9.95
Card Cancellation & Refund Fee $10 $10
Negative Balance Fee $10 $10
Change PIN Fee $1 $1
Limits Monthly Annual
Max. Daily Load Amount — via PIVOT LOAD Vouchers $1,000 $1,000
Max. Monthly Load Amount — via PIVOT LOAD Vouchers $2,000 $5,000
Max. Daily Load Amount — via Online Banking $2,500 $2,500
Max Daily Load Amount – via Interac Online Transfer $200 $200
Max. Daily Spend Amount $2,500 $2,500
Max. Weekly ATM Withdrawl $250 $500
Max. Balance on PIVOT Visa Account $5,000 $5,000
Max. Monthly Fuel Savings Card Litres per PIVOT Visa Account 750 1,250
Max. Number of Fuel Savings Card per PIVOT Visa Account 2 2

Other fees may apply. See the cardholder agreement for full details and all fees associated with the card. *PIVOT LOAD Vouchers can be activated 1 hour after purchase. **Please check with your bank to see if this service is supported.